* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: #1f2937;
  background: #f7f5f2;
  line-height: 1.6;
}

a {
  color: #1f4c7a;
  text-decoration: none;
}

img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.page {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px 80px;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px;
  gap: 16px;
  background: #ffffff;
  border-bottom: 1px solid #e6e2dc;
}

.nav-left,
.nav-center,
.nav-right {
  display: flex;
  align-items: center;
  gap: 18px;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.ad-label {
  font-size: 0.85rem;
  color: #6b7280;
  padding: 6px 10px;
  border: 1px solid #d1d5db;
  border-radius: 999px;
  background: #f9fafb;
}

.hero {
  min-height: 420px;
  display: flex;
  align-items: flex-end;
  padding: 48px;
  color: #f9fafb;
  background-size: cover;
  background-position: center;
  background-color: #1f2937;
  border-radius: 28px;
  margin: 32px 0 40px;
  position: relative;
  overflow: hidden;
}

.hero-finance {
  background-image: url("https://images.unsplash.com/photo-1507679799987-c73779587ccf?w=1400&q=80");
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(0deg, rgba(15, 23, 42, 0.78), rgba(15, 23, 42, 0.15));
}

.hero-content {
  position: relative;
  max-width: 560px;
  z-index: 1;
}

.hero h1 {
  font-size: 2.6rem;
  margin: 0 0 12px;
}

.hero p {
  margin: 0 0 24px;
}

.cta-button,
.cta-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  border-radius: 999px;
  border: none;
  background: #f4b942;
  color: #1f2937;
  font-weight: 600;
}

.cta-outline {
  background: transparent;
  border: 1px solid #f4b942;
  color: #f4b942;
}

.section {
  margin: 48px 0;
}

.section-title {
  font-size: 1.8rem;
  margin: 0 0 16px;
}

.mag-columns {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.col {
  flex: 1 1 240px;
}

.col-wide {
  flex: 2 1 480px;
}

.note-box {
  padding: 20px;
  background: #fff7e6;
  border-radius: 18px;
  border: 1px solid #f8d99b;
}

.image-frame {
  background-color: #e5e7eb;
  border-radius: 18px;
  overflow: hidden;
}

.highlight-band {
  padding: 36px;
  border-radius: 22px;
  background-size: cover;
  background-position: center;
  background-color: #111827;
  color: #f8fafc;
  position: relative;
  overflow: hidden;
}

.band-harbor {
  background-image: url("https://images.unsplash.com/photo-1474631245212-32dc3c8310c6?w=1400&q=80");
}

.highlight-band::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(17, 24, 39, 0.55);
}

.highlight-band .band-content {
  position: relative;
  z-index: 1;
  max-width: 620px;
}

.service-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.service-card {
  flex: 1 1 260px;
  background: #ffffff;
  border-radius: 20px;
  padding: 18px;
  border: 1px solid #e5e7eb;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.service-card h3 {
  margin: 0;
}

.price {
  font-weight: 700;
  color: #1f4c7a;
}

.split-panel {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  align-items: center;
}

.split-panel .panel {
  flex: 1 1 300px;
}

.form-card {
  background: #ffffff;
  border-radius: 22px;
  padding: 24px;
  border: 1px solid #e5e7eb;
}

.form-grid {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  flex: 1 1 220px;
}

input,
select,
textarea {
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid #d1d5db;
  font: inherit;
}

.form-status {
  margin-top: 10px;
  color: #1f4c7a;
  font-weight: 600;
}

.testimonial {
  padding: 16px 18px;
  background: #f0f4f8;
  border-radius: 16px;
  border: 1px solid #d7dee6;
}

.footer {
  margin-top: 60px;
  padding: 32px 0 10px;
  border-top: 1px solid #e5e7eb;
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  color: #4b5563;
  font-size: 0.95rem;
}

.footer-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.disclaimer {
  max-width: 520px;
  font-size: 0.9rem;
}

.sticky-cta {
  position: fixed;
  right: 24px;
  bottom: 24px;
  background: #1f4c7a;
  color: #ffffff;
  padding: 12px 18px;
  border-radius: 999px;
  font-weight: 600;
  z-index: 100;
}

.cookie-banner {
  position: fixed;
  left: 24px;
  bottom: 24px;
  max-width: 360px;
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 16px;
  padding: 16px;
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.15);
  z-index: 200;
}

.cookie-actions {
  display: flex;
  gap: 10px;
  margin-top: 12px;
}

.cookie-actions button {
  flex: 1;
  padding: 8px 10px;
  border-radius: 10px;
  border: none;
  font-weight: 600;
}

.cookie-accept {
  background: #1f4c7a;
  color: #ffffff;
}

.cookie-reject {
  background: #e5e7eb;
  color: #111827;
}

.legal-hero {
  background: #ffffff;
  padding: 28px;
  border-radius: 20px;
  border: 1px solid #e5e7eb;
}

.centered {
  text-align: center;
}

.contact-card {
  background: #ffffff;
  border-radius: 20px;
  border: 1px solid #e5e7eb;
  padding: 24px;
}

.muted {
  color: #6b7280;
}